General Liability Insurance in Berwyn, IL
Third-party claims from accidents or damage can be expensive for any business. Bicent Insuremart Agency, Inc. offers insurance options to help cover these costs.
What Does General Liability Insurance Cover?
General liability insurance covers several common business risks, including:
- Personal and advertising injury coverage may assist with third-party claims involving libel, slander, copyright issues and related expenses.
- Bodily injury liability coverage may cover third-party medical costs and related legal expenses if someone is injured on your premises.
- Property damage liability coverage may help pay for replacement or repairs if your business causes damage to someone else’s property by accident.
Who Should Consider This Policy? 
Many businesses may need general liability insurance, especially those that meet with customers, have a physical location, work on client sites, or promote products and services.
While it is not mandated by Illinois law, some clients or landlords may require this policy before signing a lease or contract. It’s commonly needed by:
- Retail shops
- Manufacturers
- Contractors and tradespeople
- Service providers
- Offices and consultants
- Restaurants
How Much Does This Cost?
Pricing may depend on factors such as industry, location, workforce size, operational details, past claims, and policy details, including coverage limits and deductibles.
Are There Any Policy Exclusions?
Yes, general liability insurance policies typically include exclusions, such as:
- Intentional acts
- Claims related to professional liability
- Contractual obligations
- Claims related to employees
- Environmental damage claims
- Product recalls
- Job-related incidents
- Data breaches
How We Can Help
We work with businesses to assess risks and provide recommendations. Contact Bicent Insuremart Agency, Inc. to learn more or get a free custom quote.