Watercraft & Boat Insurance in Berwyn, Illinois
Boat insurance can help manage the financial impact of accidents, damage or liability claims tied to your vessel. At Bicent Insuremart Agency, Inc., we help Berwyn residents explore coverage options for various watercraft types so they can focus on enjoying the ride.
What Is Boat Insurance and What Does It Cover?
Boat insurance is a specialized policy designed to support boat owners in the event of collisions, theft or liability issues on and off the water. While coverage varies by policy and vessel type, common components may include the following:
- Liability coverage may help if you’re responsible for injuries or property damage while operating your boat.
- Physical damage coverage may assist with repairs or replacement if your boat is damaged in a covered incident.
- Uninsured/underinsured boater coverage may support you if another party involved in a boating accident lacks adequate insurance.
- Medical payments coverage may help cover injury-related expenses for you or your passengers.
- Emergency services and towing may assist if your watercraft becomes disabled.
Policies can often be customized depending on how and where your boat is used.
What Types of Watercraft Can Be Covered?
Boat insurance can extend to a wide range of watercraft, including, but not limited to, the following vessels:
- Powerboats and fishing boats
- Pontoon boats
- Sailboats
- Jet skis and personal watercraft (PWC)
Even smaller or seasonal-use watercraft may benefit from coverage depending on where they’re stored and how often they’re operated.
Get a Quote From a Berwyn Agency You Can Count On
Bicent Insuremart Agency, Inc. helps local boat owners find coverage that fits their vessel type, usage and budget. Whether you’re docked for the season or ready to launch, contact our team today to get started with a personalized quote.