{"id":6114,"date":"2024-11-11T08:00:36","date_gmt":"2024-11-11T14:00:36","guid":{"rendered":"https:\/\/www.bicentone.com\/?p=6114"},"modified":"2026-02-09T12:59:45","modified_gmt":"2026-02-09T18:59:45","slug":"non-standard-auto-insurance-for-illinois-drivers-with-duis","status":"publish","type":"post","link":"https:\/\/www.bicentone.com\/es\/auto\/non-standard-auto-insurance-for-illinois-drivers-with-duis\/","title":{"rendered":"Non-Standard Auto Insurance for Illinois Drivers With DUIs"},"content":{"rendered":"<p>Non-standard auto insurance is designed for high-risk drivers who may not qualify for standard insurance policies. This category typically includes drivers who have experienced the following:<\/p>\n<ul>\n<li><b>DUI convictions\u2014<\/b>A DUI on your record significantly increases your risk profile, making it harder to obtain standard insurance. <a href=\"https:\/\/idoi.illinois.gov\/\"><img decoding=\"async\" class=\"alignright wp-image-6115 lazyload\" data-src=\"https:\/\/www.bicentone.com\/wp-content\/uploads\/sites\/197\/2024\/11\/iu6qyiecnbc.jpg\" alt=\"\" width=\"350\" height=\"197\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 350px; --smush-placeholder-aspect-ratio: 350\/197;\" \/><\/a><\/li>\n<li><b>Multiple traffic violations\u2014<\/b>Frequent traffic infractions can lead to higher premiums and limited coverage options.<\/li>\n<li><b>Poor credit history\u2014<\/b>A low credit score can affect your ability to secure affordable insurance.<\/li>\n<li><b>Lapsed insurance coverage\u2014<\/b>Gaps in your insurance history can also categorize you as a high-risk driver.<\/li>\n<\/ul>\n<h2>Why Non-standard Insurance Is Necessary for DUI Drivers<\/h2>\n<p>Drivers with DUIs face unique challenges when it comes to obtaining <a href=\"https:\/\/www.bicentone.com\/coverage\/auto\">auto insurance<\/a>. Here are some reasons why non-standard insurance is often necessary:<\/p>\n<ul>\n<li><b>Higher risk assessment\u2014<\/b>Insurance companies view DUI drivers as high-risk due to the increased likelihood of accidents and claims.<\/li>\n<li><b>State requirements\u2014<\/b>Illinois\u00a0law mandates that drivers with a DUI must file an SR-22 form, which certifies that they carry the minimum required liability insurance. Non-standard insurers are familiar with this process and can assist in filing the SR-22.<\/li>\n<li><b>Limited options\u2014<\/b>Standard insurers may refuse coverage to DUI drivers, leaving non-standard insurance as the primary option.<\/li>\n<\/ul>\n<h2>Tips for Finding Non-standard Auto Insurance<\/h2>\n<p>Shop around and compare quotes from multiple non-standard insurers to find the most affordable option. Some insurers offer discounts for completing defensive driving courses or installing safety devices in your vehicle. An insurance agent specializing in high-risk policies can help you navigate the process and find the best coverage.<\/p>\n<h2>Contact Us<\/h2>\n<p><a href=\"https:\/\/www.bicentone.com\/contact-us\/\">Contact Bicent Insuremart Agency, Inc.<\/a>\u00a0in Berwyn, IL, for a non-standard auto insurance quote.<\/p>\n<p><i>This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.<\/i><\/p>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"BlogPosting\",\n  \"mainEntityOfPage\": {\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/www.bicentone.com\/blog\/non-standard-auto-insurance-for-illinois-drivers-with-duis\/\"\n  },\n  \"headline\": \"Non-standard Auto Insurance for Illinois Drivers With DUIs\",\n  \"description\": \"Non-standard auto insurance is designed for high-risk drivers who may not qualify for standard insurance policies.\",\n  \"image\": \"https:\/\/www.bicentone.com\/wp-content\/uploads\/sites\/197\/2024\/11\/iu6qyiecnbc.jpg\",  \n  \"author\": {\n    \"@type\": \"Organization\",\n    \"name\": \"Bicent Insuremart Agency, Inc.\",\n    \"url\": \"https:\/\/www.bicentone.com\/\"\n  },  \n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"\"\n    }\n  },\n  \"datePublished\": \"2024-11-11\",\n  \"dateModified\": \"2024-11-11\"\n}\n<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Non-standard auto insurance is designed for high-risk drivers who may not qualify for standard insurance policies. This category typically includes [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":6115,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"10","_seopress_titles_title":"%%post_title%% %%sep%% %%sitetitle%%","_seopress_titles_desc":"Non-standard auto insurance is designed for high-risk drivers who may not qualify for standard insurance policies. Contact us to learn more today.","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[10,1],"tags":[],"class_list":["post-6114","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bicentone.com\/es\/wp-json\/wp\/v2\/posts\/6114","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bicentone.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bicentone.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bicentone.com\/es\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bicentone.com\/es\/wp-json\/wp\/v2\/comments?post=6114"}],"version-history":[{"count":0,"href":"https:\/\/www.bicentone.com\/es\/wp-json\/wp\/v2\/posts\/6114\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bicentone.com\/es\/wp-json\/wp\/v2\/media\/6115"}],"wp:attachment":[{"href":"https:\/\/www.bicentone.com\/es\/wp-json\/wp\/v2\/media?parent=6114"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bicentone.com\/es\/wp-json\/wp\/v2\/categories?post=6114"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bicentone.com\/es\/wp-json\/wp\/v2\/tags?post=6114"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}